§1Who it is for
- New and expanding manufacturing, retail and service units in thrust sectors
Useful if
Bank-financed small units.
Do not spend time on it if
Units on NTIIP soft loans.
§2Eligibility
- New or expanding unit in thrust sectors
- Loan from notified bank/FI
Not assisted by NTIIP soft loans
- General NTIIP eligibility (Udyam, 50% indigenous staff, 5+ employees, SCII approval)
§3Benefits
- 5% interest subvention for 5 years on loans up to ₹1 crore
§4Norms — pattern of assistance
- Calculated only after commercial production
- One claim per full financial year, within 6 months of year end
- UNNATI interest subvention first; state pays difference
§5Documents
Tick each one as you get it ready.
Bank sanction letter for working capital
§6How to apply
- 1
Submit Form 3.0 with Forms 3.1 and 3.2 online
§7Pros and cons
Merits
- Covers retail and service loans
Demerits
- Loan cap ₹1 crore is low for larger units
→Related schemes
Need help with Nagaland SCISI?
Eligibility check, DPR and application file — ask us on WhatsApp.
Our interestHelp is our paid service. You can also apply for the scheme yourself.
¶Sources
Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.