§1Who it is for

  • MSMEs already approved for RIPS 2024 interest subvention, in priority categories

Useful if

Women, SC/ST, young (18–45), ODOP or Area-Category-3 MSMEs with bank loans

Do not spend time on it if

General-category units in Category 1/2 areas without ODOP status

§2Eligibility

  1. Interest subvention under RIPS 2024 must be approved
  2. Any one of: ODOP enterprise in its district; SC/ST or women-owned; young entrepreneur aged 18–45 for a new enterprise (loan up to Rs 10 crore); new or expanding MSME in RIPS Area Category 3

§3Benefits

  • Additional interest subvention: +2% (loan up to Rs 5 crore), +1% (Rs 5–10 crore), +0.5% (Rs 10–50 crore), for the same period as RIPS
  • 100% of CGTMSE annual guarantee fee for 7 years (collateral-free loans below Rs 5 crore)

§4Norms — pattern of assistance

  1. Apply within 6 months of RIPS interest subvention approval; delay condonable up to 6 months
  2. Loans up to Rs 10 crore: District Level Task Force Committee; above: High Level Task Force Committee
  3. Claims quarterly with CA certificate (Annexure 1.2)

§5Documents

Tick each one as you get it ready.

Udyam Registration Certificate

Proof of eligibility category

§6How to apply

  1. 1

    Download Annexure 1.1 form; submit to GM-DICC (loans up to Rs 10 crore) or Commissioner Industries & Commerce (above Rs 10 crore)

§7Pros and cons

Merits

  • Stacks on RIPS: up to 8% total interest subvention on loans up to Rs 5 crore (MSME Policy 6.2)

Demerits

  • Only for listed categories; offline paper process

→Related schemes

Need help with Rajasthan +interest & CGTMSE?

Eligibility check, DPR and application file — ask us on WhatsApp.

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Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. Guidelines — Additional Interest Subsidy over RIPS 2024 & CGTMSE fee reimbursement (Industries & Commerce Dept, Rajasthan)
  2. Rajasthan MSME Policy 2024 (iStart Rajasthan)
  3. myScheme (Govt of India portal) — Additional Interest Subsidy over RIPS 2024

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.