§1Who it is for
- Traditional artisans and workers in 25 trades - carpenter, tailor, potter, blacksmith, barber, mason, goldsmith, basket weaver, confectioner, cobbler, washerman, sculptor, florist, milkman, bharbhuja, madhuaara; and modern trades - mobile repair, automobile repair, electronic goods repair, electrical goods repair, plumber, computer repair, solar installation, digital photography, software & hardware
Useful if
Artisans and repair-trade workers.
Do not spend time on it if
Factories and large units.
§2Eligibility
Not published
The guideline does not list eligibility conditions. Ask the portal or bank before you apply — we do not make up lists.
§3Benefits
- Loan assistance up to ₹10 lakh with 15% margin money subsidy, without collateral and interest (as printed)
- Training, tools and market linkage (amounts not printed on the page)
§4Norms — pattern of assistance
- Loan up to ₹10.00 lakh; 15% margin money subsidy; no collateral; no interest (as printed on portal)
§5Documents
Not published
The guideline does not list the documents. Ask the portal or bank before you apply — we do not make up lists.
§6How to apply
- 1
Apply on DI UP MSME portal
§7Pros and cons
Merits
- Covers modern repair trades, not only traditional crafts
Demerits
- Eligibility and documents are blank on the official page as of 18 Oct 2026
Need help with VSSY 2.0?
Eligibility check, DPR and application file — ask us on WhatsApp.
Our interestHelp is our paid service. You can also apply for the scheme yourself.
¶Sources
Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.