§1Official help near you
§2Famous for
§3One District One Product
Handloom Products
The government is making this product the identity of the district — clusters, training, marketing and export support go to it first. Starting a business in this product is often the easiest route.
§4Subsidy zone
ZoneRest of Kerala (10 districts)
Normal ESS rates (15% general / 25% special category). Industrial Policy 2023 itself has no district zoning.
Directorate of Industries & Commerce, Kerala - Entrepreneur Support Scheme page§5Kerala schemes — available here too
- ESS KeralaActiveGeneral: 15% of fixed capital investment, max Rs 30 lakh
- KELSActiveInterest subvention so that the effective rate on term and working capital loans is 4%
- Nano MMGActiveGeneral: grant up to 30% of project cost, max Rs 3 lakh
- OFOEActiveInterest subvention = lender rate minus 4%, max 6%
- Mission 1000UnclearCapital investment subsidy up to 40%, max Rs 2 crore
- MSME Insurance KeralaActive50% of annual premium, max Rs 2,500
- KSUM grantsActiveIdea Grant up to Rs 3 lakh
§6Where to go
- District Industries Centre (DIC), Kannur — files for state subsidy schemes and ODOP go here; DIC is also an implementing agency for PMEGP.
- Lead District Manager (LDM) — coordinates the banks in the district; meet them if your loan is stuck.
- Udyam Registration (udyamregistration.gov.in) — free on the government portal.