Detailed Project Report
Frozen Green Peas Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹30.18 L
- Term loan from bank
- ₹19.62 L
- Promoter’s contribution
- ₹3.02 L
- Subsidy
- ₹7.54 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-8.41 L
- Average DSCR
- -0.93
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Shelling, blanching and blast-freezing green peas in season and selling packed frozen peas all year.
| Main product or service | Frozen Green Peas Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Households
- Hotels, restaurants and caterers
- Institutional kitchens and retail chains
- Distributors with cold-chain vehicles
- Supermarkets and kirana shops with freezers
- Direct supply to hotels and caterers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Product feeding conveyor | 1 | 1,20,000 | 1,20,000 |
| Continuous online washer | 1 | 4,50,000 | 4,50,000 |
| Pea podder | 1 | 3,55,000 | 3,55,000 |
| Continuous online blancher | 1 | 5,00,000 | 5,00,000 |
| Sorting / manual inspection conveyor | 1 | 1,40,000 | 1,40,000 |
| Product elevator conveyor | 1 | 90,000 | 90,000 |
| Vibratory screen conveyor | 1 | 1,50,000 | 1,50,000 |
| Blast freezer | 1 | 8,50,000 | 8,50,000 |
| Metal detector | 1 | 35,000 | 35,000 |
| Control panel | 1 | 34,000 | 34,000 |
| Packaging machine | 1 | 1,50,000 | 1,50,000 |
| Total | 28,74,000 |
Pre-filled from: NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Frozen Peas. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Fresh green pea pods — taken at ₹42 a kg in the report; bought in the winter season from growers and mandis
- Pouches and cartons — packing material
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 28.74 |
| Contingency | 1.44 |
| Total fixed capital | 30.18 |
| Working capital margin | 0.00 |
| Total project cost | 30.18 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 3.02 | 10.0 |
| Subsidy | 7.54 | 25.0 |
| Term loan from bank | 19.62 | 65.0 |
| Total | 30.18 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.60 | 0.60 | 0.60 | 0.60 | 0.60 | 0.60 | 0.60 |
| Insurance | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Total cost of operations | 3.63 | 3.63 | 3.63 | 3.63 | 3.63 | 3.63 | 3.63 |
| Operating profit (EBITDA) | -3.63 | -3.63 | -3.63 | -3.63 | -3.63 | -3.63 | -3.63 |
| Depreciation | 4.53 | 3.85 | 3.27 | 2.78 | 2.36 | 2.01 | 1.71 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 2.12 | 1.84 | 1.51 | 1.18 | 0.84 | 0.51 | 0.18 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -10.28 | -9.32 | -8.41 | -7.59 | -6.84 | -6.15 | -5.52 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -10.28 | -9.32 | -8.41 | -7.59 | -6.84 | -6.15 | -5.52 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -10.28 | -9.32 | -8.41 | -7.59 | -6.84 | -6.15 | -5.52 |
| Depreciation | 4.53 | 3.85 | 3.27 | 2.78 | 2.36 | 2.01 | 1.71 |
| Cash accruals (PAT + depreciation) | -5.76 | -5.47 | -5.14 | -4.81 | -4.48 | -4.15 | -3.81 |
| Term loan repaid | 1.51 | 3.02 | 3.02 | 3.02 | 3.02 | 3.02 | 3.02 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -7.27 | -8.49 | -8.16 | -7.83 | -7.50 | -7.16 | -6.83 |
| Cash and bank | -7.27 | -15.76 | -23.92 | -31.75 | -39.24 | -46.41 | -53.24 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 10.56 | 10.56 | 10.56 | 10.56 | 10.56 | 10.56 | 10.56 |
| Reserves and surplus | -10.28 | -19.61 | -28.02 | -35.61 | -42.45 | -48.60 | -54.13 |
| Term loan outstanding | 18.11 | 15.09 | 12.07 | 9.05 | 6.04 | 3.02 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 18.38 | 6.04 | -5.39 | -15.99 | -25.85 | -35.02 | -43.56 |
| Net fixed assets | 25.65 | 21.80 | 18.53 | 15.75 | 13.39 | 11.38 | 9.67 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -7.27 | -15.76 | -23.92 | -31.75 | -39.24 | -46.41 | -53.24 |
| Total assets | 18.38 | 6.04 | -5.39 | -15.99 | -25.85 | -35.02 | -43.56 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.00 | -0.75 | -0.80 | -0.87 | -0.94 | -1.03 | -1.14 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.93 |
|---|---|
| Lowest DSCR | -1.14 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 4.53 | 3.85 | 3.27 | 2.78 | 2.36 | 2.01 | 1.71 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 19.62 | 2.12 | 1.51 | 18.11 |
| 2 | 18.11 | 1.84 | 3.02 | 15.09 |
| 3 | 15.09 | 1.51 | 3.02 | 12.07 |
| 4 | 12.07 | 1.18 | 3.02 | 9.05 |
| 5 | 9.05 | 0.84 | 3.02 | 6.04 |
| 6 | 6.04 | 0.51 | 3.02 | 3.02 |
| 7 | 3.02 | 0.18 | 3.02 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- FSSAI licence
- Trade licence from the local body
- Consent from the State Pollution Control Board where it applies
18 Government schemes that may apply
- PM Formalisation of Micro Food Processing Enterprises (PM FME)
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Frozen Peas — https://niftem-t.ac.in/pmfme/dpr-fpea.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.