Detailed Project Report
Grape Vineyard
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹2.95 L
- Term loan from bank
- ₹2.65 L
- Promoter’s contribution
- ₹0.29 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.48 L
- Average DSCR
- -5.60
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
A one-acre table-grape vineyard of 1,000 vines trained on a bower, with a tube-well and drip irrigation.
| Main product or service | Grape Vineyard |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Pre-harvest contractors who buy the standing crop
- Wholesalers, through commission agents
- Grower co-operative marketing societies
- Exporters and raisin, juice and wine makers
- Ventilated corrugated fibre board cartons of 2 to 4 kg for the home market
- 5 kg five-ply cartons of 50 cm × 30 cm × 12 cm for export, sent in refrigerated containers
- Road transport for most of the crop; about 5% moves by rail
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Bower system (posts and wires over one acre) | 1 | 1,20,000 | 1,20,000 |
| Tube-well with submersible pump | 1 | 56,000 | 56,000 |
| Drip irrigation with fertigation system | 1 | 35,000 | 35,000 |
| Hand-operated farm implements | 1 | 10,000 | 10,000 |
| Store and pump house | 1 | 30,000 | 30,000 |
| Barbed-wire fencing and gates | 1 | 29,600 | 29,600 |
| Total | 2,80,600 |
Pre-filled from: National Horticulture Board model bankable project — Grape. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Grape vines (planting material) — 1,000 vines an acre at 2.0 m × 2.0 m; ₹10,000
- Manures and fertilisers — ₹9,000 in the gestation period
- Insecticides and pesticides — ₹4,000 in the gestation period
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 2.81 |
| Contingency | 0.14 |
| Total fixed capital | 2.95 |
| Working capital margin | 0.00 |
| Total project cost | 2.95 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.29 | 10.0 |
| Term loan from bank | 2.65 | 90.0 |
| Total | 2.95 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.95 | 2.95 | 2.95 | 2.95 | 2.95 | 2.95 | 2.95 |
| Operating profit (EBITDA) | -2.95 | -2.95 | -2.95 | -2.95 | -2.95 | -2.95 | -2.95 |
| Depreciation | 0.44 | 0.38 | 0.32 | 0.27 | 0.23 | 0.20 | 0.17 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.29 | 0.25 | 0.20 | 0.16 | 0.11 | 0.07 | 0.02 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.68 | -3.58 | -3.48 | -3.38 | -3.30 | -3.22 | -3.14 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.68 | -3.58 | -3.48 | -3.38 | -3.30 | -3.22 | -3.14 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.68 | -3.58 | -3.48 | -3.38 | -3.30 | -3.22 | -3.14 |
| Depreciation | 0.44 | 0.38 | 0.32 | 0.27 | 0.23 | 0.20 | 0.17 |
| Cash accruals (PAT + depreciation) | -3.24 | -3.20 | -3.16 | -3.11 | -3.07 | -3.02 | -2.98 |
| Term loan repaid | 0.20 | 0.41 | 0.41 | 0.41 | 0.41 | 0.41 | 0.41 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.44 | -3.61 | -3.57 | -3.52 | -3.48 | -3.43 | -3.39 |
| Cash and bank | -3.44 | -7.05 | -10.62 | -14.14 | -17.62 | -21.05 | -24.43 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.29 | 0.29 | 0.29 | 0.29 | 0.29 | 0.29 | 0.29 |
| Reserves and surplus | -3.68 | -7.26 | -10.74 | -14.12 | -17.42 | -20.64 | -23.78 |
| Term loan outstanding | 2.45 | 2.04 | 1.63 | 1.22 | 0.82 | 0.41 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -0.94 | -4.93 | -8.81 | -12.60 | -16.31 | -19.94 | -23.49 |
| Net fixed assets | 2.50 | 2.13 | 1.81 | 1.54 | 1.31 | 1.11 | 0.94 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.44 | -7.05 | -10.62 | -14.14 | -17.62 | -21.05 | -24.43 |
| Total assets | -0.94 | -4.93 | -8.81 | -12.60 | -16.31 | -19.94 | -23.49 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -6.02 | -4.50 | -4.83 | -5.21 | -5.66 | -6.19 | -6.83 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -5.60 |
|---|---|
| Lowest DSCR | -6.83 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.44 | 0.38 | 0.32 | 0.27 | 0.23 | 0.20 | 0.17 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 2.65 | 0.29 | 0.20 | 2.45 |
| 2 | 2.45 | 0.25 | 0.41 | 2.04 |
| 3 | 2.04 | 0.20 | 0.41 | 1.63 |
| 4 | 1.63 | 0.16 | 0.41 | 1.22 |
| 5 | 1.22 | 0.11 | 0.41 | 0.82 |
| 6 | 0.82 | 0.07 | 0.41 | 0.41 |
| 7 | 0.41 | 0.02 | 0.41 | 0.00 |
17 Licences and registrations
- No licence is needed to grow the crop on your own farm land
- Land ownership or lease papers for the bank loan and subsidy file
- FSSAI registration if you sell packed fruit or raisins under your own name
- APEDA registration, vineyard registration on GrapeNet and a phytosanitary certificate if you export
18 Government schemes that may apply
- NHB Capital Investment Subsidy – Commercial Horticulture & Cold Storage (Scheme 1 and Cold Storage Scheme)
19 Sources
- National Horticulture Board model bankable project — Grape — https://nhb.gov.in/model-project-reports/Grape.htm
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.