Detailed Project Report
Hand Press (Fly Press) Manufacturing
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹21.05 L
- Term loan from bank
- ₹18.95 L
- Promoter’s contribution
- ₹2.11 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-7.14 L
- Average DSCR
- -0.90
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Machine cast iron frames, screws and rams and assemble hand-operated fly and arbor presses of half a tonne to about 10 tonnes.
| Main product or service | Hand Press (Fly Press) Manufacturing |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Sheet metal and press shops
- Auto component, electrical and electronic parts makers
- Jewellery, lock, utensil and hardware workshops
- ITIs and training workshops
- Machine tool dealers
- Direct sale to workshops and industrial estates
- Industrial exhibitions and online B2B listings
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Centre lathe 250 × 800 mm with accessories | 1 | 4,00,000 | 4,00,000 |
| Universal milling machine 300 × 800 × 400 mm, 5 kW | 1 | 6,00,000 | 6,00,000 |
| Radial drilling machine, 50 mm, 3 kW | 1 | 2,50,000 | 2,50,000 |
| Vertical slotting machine | 1 | 60,000 | 60,000 |
| Power hacksaw, 1 HP | 1 | 40,000 | 40,000 |
| Bench drilling machine, 1 HP | 1 | 30,000 | 30,000 |
| Double-ended bench grinder, 200 mm wheel | 1 | 30,000 | 30,000 |
| Flexible shaft grinder, 1 HP | 1 | 10,000 | 10,000 |
| Arc welding machine, 300 amp | 1 | 60,000 | 60,000 |
| Hand press, 2 tonne | 1 | 15,000 | 15,000 |
| Manual chain hoist crane, 2 tonne | 1 | 40,000 | 40,000 |
| Air compressor with spray gun, 1 HP | 1 | 30,000 | 30,000 |
| Weighing machine, 1 tonne | 1 | 40,000 | 40,000 |
| Surface plates, jigs, fixtures, gauges, measuring instruments and hand tools (× 1 lot) | 1 | 4,00,000 | 4,00,000 |
| Total | 20,05,000 |
Pre-filled from: DC-MSME import-substitution DPR — Hand Presses. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Cast iron castings, forged steel and mild steel sections — about 15,000 kg a month for 100 presses at an average ₹80 a kg = ₹12,00,000
- Bought-out items — screws, gears, springs, fasteners, bearings — ₹5,000 a machine = ₹5,00,000 a month
- Welding consumables, primer, paint and packaging — ₹2,000 a machine = ₹2,00,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 20.05 |
| Contingency | 1.00 |
| Total fixed capital | 21.05 |
| Working capital margin | 0.00 |
| Total project cost | 21.05 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 2.11 | 10.0 |
| Term loan from bank | 18.95 | 90.0 |
| Total | 21.05 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.42 | 0.42 | 0.42 | 0.42 | 0.42 | 0.42 | 0.42 |
| Insurance | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
| Total cost of operations | 3.41 | 3.41 | 3.41 | 3.41 | 3.41 | 3.41 | 3.41 |
| Operating profit (EBITDA) | -3.41 | -3.41 | -3.41 | -3.41 | -3.41 | -3.41 | -3.41 |
| Depreciation | 3.16 | 2.68 | 2.28 | 1.94 | 1.65 | 1.40 | 1.19 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 2.05 | 1.78 | 1.46 | 1.14 | 0.81 | 0.49 | 0.17 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -8.61 | -7.87 | -7.14 | -6.48 | -5.87 | -5.30 | -4.77 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -8.61 | -7.87 | -7.14 | -6.48 | -5.87 | -5.30 | -4.77 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -8.61 | -7.87 | -7.14 | -6.48 | -5.87 | -5.30 | -4.77 |
| Depreciation | 3.16 | 2.68 | 2.28 | 1.94 | 1.65 | 1.40 | 1.19 |
| Cash accruals (PAT + depreciation) | -5.46 | -5.18 | -4.86 | -4.54 | -4.22 | -3.90 | -3.58 |
| Term loan repaid | 1.46 | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -6.91 | -8.10 | -7.78 | -7.46 | -7.14 | -6.82 | -6.49 |
| Cash and bank | -6.91 | -15.01 | -22.79 | -30.25 | -37.38 | -44.20 | -50.69 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 2.11 | 2.11 | 2.11 | 2.11 | 2.11 | 2.11 | 2.11 |
| Reserves and surplus | -8.61 | -16.48 | -23.63 | -30.11 | -35.98 | -41.28 | -46.05 |
| Term loan outstanding | 17.49 | 14.57 | 11.66 | 8.74 | 5.83 | 2.91 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 10.98 | 0.20 | -9.86 | -19.26 | -28.04 | -36.26 | -43.95 |
| Net fixed assets | 17.89 | 15.21 | 12.93 | 10.99 | 9.34 | 7.94 | 6.75 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -6.91 | -15.01 | -22.79 | -30.25 | -37.38 | -44.20 | -50.69 |
| Total assets | 10.98 | 0.20 | -9.86 | -19.26 | -28.04 | -36.26 | -43.95 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.97 | -0.73 | -0.78 | -0.84 | -0.91 | -1.00 | -1.10 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.90 |
|---|---|
| Lowest DSCR | -1.10 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 3.16 | 2.68 | 2.28 | 1.94 | 1.65 | 1.40 | 1.19 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 18.95 | 2.05 | 1.46 | 17.49 |
| 2 | 17.49 | 1.78 | 2.91 | 14.57 |
| 3 | 14.57 | 1.46 | 2.91 | 11.66 |
| 4 | 11.66 | 1.14 | 2.91 | 8.74 |
| 5 | 8.74 | 0.81 | 2.91 | 5.83 |
| 6 | 5.83 | 0.49 | 2.91 | 2.91 |
| 7 | 2.91 | 0.17 | 2.91 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- Factory licence and approval of the factory plan
- Consent from the State Pollution Control Board
- ESI and PF registration as the staff strength requires
- Import Export Code (IEC) if you export
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- DC-MSME import-substitution DPR — Hand Presses — https://dcmsme.gov.in/HAND_PRESS_REPORT.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.