Detailed Project Report
Mobile Phone Repair Centre
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹2.75 L
- Term loan from bank
- ₹1.79 L
- Promoter’s contribution
- ₹0.28 L
- Subsidy
- ₹0.69 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.38 L
- Average DSCR
- -8.30
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Fix broken screens, charging jacks, speakers and software faults in mobile phones from a small rented shop.
| Main product or service | Mobile Phone Repair Centre |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Households and students
- Shopkeepers and office workers
- People in semi-urban and remote areas where brand service is thin
- Walk-in repair counter
- Tie-ups with mobile phone and accessory shops
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Soldering iron (× 2) | 1 | 400 | 400 |
| Micro iron with temperature controller (× 2) | 1 | 400 | 400 |
| Stencil set | 1 | 400 | 400 |
| Lamp with magnifier | 1 | 500 | 500 |
| Screwdriver sets (× 2) | 1 | 500 | 500 |
| SMD rework (hot-air) machine | 1 | 3,300 | 3,300 |
| Digital multimeter (× 2) | 1 | 1,400 | 1,400 |
| DC power supply (× 2) | 1 | 2,000 | 2,000 |
| Supply machine | 1 | 2,500 | 2,500 |
| Mobile software box (assorted) (× 2) | 1 | 80,000 | 80,000 |
| Cutters, blade handles, surgical blades, PCB holders, mobile opener (× 1 set) | 1 | 600 | 600 |
| Other tools and leads (× lump sum) | 1 | 20,000 | 20,000 |
| Office equipment, furniture, work table and computer/laptop (× 1 lot) | 1 | 1,50,000 | 1,50,000 |
| Total | 2,62,000 |
Pre-filled from: DC-MSME project profile — Mobile Phone Repairing Centre (MSME-DI New Delhi). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Displays — 10 a month at ₹400 each
- Touch panels — 10 a month at ₹500 each
- Charging jacks, earphone jacks, speakers, ringers and ICs — packs of 10; 5 packs each a month at ₹200 a pack
- Solder wire, desoldering wire, jumper wire, pastes and cleaning petrol — ₹4,300 a month in all
- Mics and lamination sheets — ₹1,100 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 2.62 |
| Contingency | 0.13 |
| Total fixed capital | 2.75 |
| Working capital margin | 0.00 |
| Total project cost | 2.75 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.28 | 10.0 |
| Subsidy | 0.69 | 25.0 |
| Term loan from bank | 1.79 | 65.0 |
| Total | 2.75 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.95 | 2.95 | 2.95 | 2.95 | 2.95 | 2.95 | 2.95 |
| Operating profit (EBITDA) | -2.95 | -2.95 | -2.95 | -2.95 | -2.95 | -2.95 | -2.95 |
| Depreciation | 0.41 | 0.35 | 0.30 | 0.25 | 0.22 | 0.18 | 0.16 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.19 | 0.17 | 0.14 | 0.11 | 0.08 | 0.05 | 0.02 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.55 | -3.47 | -3.38 | -3.31 | -3.24 | -3.18 | -3.12 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.55 | -3.47 | -3.38 | -3.31 | -3.24 | -3.18 | -3.12 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.55 | -3.47 | -3.38 | -3.31 | -3.24 | -3.18 | -3.12 |
| Depreciation | 0.41 | 0.35 | 0.30 | 0.25 | 0.22 | 0.18 | 0.16 |
| Cash accruals (PAT + depreciation) | -3.14 | -3.12 | -3.09 | -3.06 | -3.03 | -3.00 | -2.97 |
| Term loan repaid | 0.14 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.28 | -3.39 | -3.36 | -3.33 | -3.30 | -3.27 | -3.24 |
| Cash and bank | -3.28 | -6.67 | -10.03 | -13.36 | -16.66 | -19.94 | -23.18 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.96 | 0.96 | 0.96 | 0.96 | 0.96 | 0.96 | 0.96 |
| Reserves and surplus | -3.55 | -7.02 | -10.41 | -13.72 | -16.96 | -20.14 | -23.26 |
| Term loan outstanding | 1.65 | 1.38 | 1.10 | 0.83 | 0.55 | 0.28 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -0.94 | -4.68 | -8.34 | -11.93 | -15.44 | -18.90 | -22.29 |
| Net fixed assets | 2.34 | 1.99 | 1.69 | 1.44 | 1.22 | 1.04 | 0.88 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.28 | -6.67 | -10.03 | -13.36 | -16.66 | -19.94 | -23.18 |
| Total assets | -0.94 | -4.68 | -8.34 | -11.93 | -15.44 | -18.90 | -22.29 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -8.91 | -6.66 | -7.15 | -7.71 | -8.38 | -9.16 | -10.12 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -8.30 |
|---|---|
| Lowest DSCR | -10.12 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.41 | 0.35 | 0.30 | 0.25 | 0.22 | 0.18 | 0.16 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 1.79 | 0.19 | 0.14 | 1.65 |
| 2 | 1.65 | 0.17 | 0.28 | 1.38 |
| 3 | 1.38 | 0.14 | 0.28 | 1.10 |
| 4 | 1.10 | 0.11 | 0.28 | 0.83 |
| 5 | 0.83 | 0.08 | 0.28 | 0.55 |
| 6 | 0.55 | 0.05 | 0.28 | 0.28 |
| 7 | 0.28 | 0.02 | 0.28 | 0.00 |
17 Licences and registrations
- Udyam
- GST (if turnover crosses the limit)
- Shop and establishment registration
- Trade licence from the local body
- E-waste: hand old batteries and boards to an authorised recycler
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
19 Sources
- DC-MSME project profile — Mobile Phone Repairing Centre (MSME-DI New Delhi) — https://dcmsme.gov.in/ELECTRICAL%20PRODUCTS/Mobile%20Phone%20Repairing%20Centre.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.