Detailed Project Report
Nuts, Bolts, Washers and Rivets (Light Engineering)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹2.02 L
- Term loan from bank
- ₹1.31 L
- Promoter’s contribution
- ₹0.20 L
- Subsidy
- ₹0.51 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.25 L
- Average DSCR
- -11.22
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Machine simple fasteners — nuts, bolts, screws, washers and rivets — on a lathe and small tools.
| Main product or service | Nuts, Bolts, Washers and Rivets (Light Engineering) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Bicycle and vehicle makers
- Vehicle body builders
- Construction contractors
- Electrical and other light and heavy industries
- Direct supply to factories and workshops
- Hardware and fastener dealers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Lathe machine | 1 | 1,25,000 | 1,25,000 |
| Thread rolling (× —) | 1 | 0 | 0 |
| Stand drill | 1 | 9,500 | 9,500 |
| Hand grinders (× 2) | 1 | 13,000 | 13,000 |
| Hand drillers (× 3) | 1 | 16,000 | 16,000 |
| Hammer and tools (× lot) | 1 | 6,000 | 6,000 |
| Rivet machine | 1 | 8,000 | 8,000 |
| Cutting machine | 1 | 8,000 | 8,000 |
| Sheet cutters (× 2) | 1 | 3,750 | 3,750 |
| Transport, erection and sales tax (× —) | 1 | 3,250 | 3,250 |
| Total | 1,92,500 |
Pre-filled from: ni-msme project profile — Light Engineering (Nuts, Bolts, Washers, Rivets etc.); SIDBI Stand-Up Mitra project profile — Light Engineering (Nut, Bolt, Washer, Rivets). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Mild steel (MS) — 1,675 kg a month in the profile
- Metal sheet — 1,100 kg a month in the profile
- Other items — lump sum ₹10,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 1.93 |
| Contingency | 0.10 |
| Total fixed capital | 2.02 |
| Working capital margin | 0.00 |
| Total project cost | 2.02 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.20 | 10.0 |
| Subsidy | 0.51 | 25.0 |
| Term loan from bank | 1.31 | 65.0 |
| Total | 2.02 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.93 | 2.93 | 2.93 | 2.93 | 2.93 | 2.93 | 2.93 |
| Operating profit (EBITDA) | -2.93 | -2.93 | -2.93 | -2.93 | -2.93 | -2.93 | -2.93 |
| Depreciation | 0.30 | 0.26 | 0.22 | 0.19 | 0.16 | 0.13 | 0.11 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.14 | 0.12 | 0.10 | 0.08 | 0.06 | 0.03 | 0.01 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.38 | -3.31 | -3.25 | -3.20 | -3.15 | -3.10 | -3.06 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.38 | -3.31 | -3.25 | -3.20 | -3.15 | -3.10 | -3.06 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.38 | -3.31 | -3.25 | -3.20 | -3.15 | -3.10 | -3.06 |
| Depreciation | 0.30 | 0.26 | 0.22 | 0.19 | 0.16 | 0.13 | 0.11 |
| Cash accruals (PAT + depreciation) | -3.07 | -3.05 | -3.03 | -3.01 | -2.99 | -2.96 | -2.94 |
| Term loan repaid | 0.10 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.17 | -3.26 | -3.23 | -3.21 | -3.19 | -3.17 | -3.14 |
| Cash and bank | -3.17 | -6.43 | -9.66 | -12.87 | -16.06 | -19.23 | -22.38 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.71 | 0.71 | 0.71 | 0.71 | 0.71 | 0.71 | 0.71 |
| Reserves and surplus | -3.38 | -6.69 | -9.94 | -13.13 | -16.28 | -19.38 | -22.43 |
| Term loan outstanding | 1.21 | 1.01 | 0.81 | 0.61 | 0.40 | 0.20 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -1.46 | -4.97 | -8.42 | -11.82 | -15.17 | -18.47 | -21.73 |
| Net fixed assets | 1.72 | 1.46 | 1.24 | 1.06 | 0.90 | 0.76 | 0.65 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.17 | -6.43 | -9.66 | -12.87 | -16.06 | -19.23 | -22.38 |
| Total assets | -1.46 | -4.97 | -8.42 | -11.82 | -15.17 | -18.47 | -21.73 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -12.05 | -9.01 | -9.67 | -10.43 | -11.33 | -12.40 | -13.68 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -11.22 |
|---|---|
| Lowest DSCR | -13.68 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.30 | 0.26 | 0.22 | 0.19 | 0.16 | 0.13 | 0.11 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 1.31 | 0.14 | 0.10 | 1.21 |
| 2 | 1.21 | 0.12 | 0.20 | 1.01 |
| 3 | 1.01 | 0.10 | 0.20 | 0.81 |
| 4 | 0.81 | 0.08 | 0.20 | 0.61 |
| 5 | 0.61 | 0.06 | 0.20 | 0.40 |
| 6 | 0.40 | 0.03 | 0.20 | 0.20 |
| 7 | 0.20 | 0.01 | 0.20 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- State Pollution Control Board consent where the state requires it
- Factory licence if worker numbers cross the Factories Act limit
- BIS certification if a Quality Control Order covers the fastener type you make — check with BIS
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- ni-msme project profile — Light Engineering (Nuts, Bolts, Washers, Rivets etc.) — https://my.msme.gov.in/MyMsmeMob/MsmeProjectProfile/Light.htm
- SIDBI Stand-Up Mitra project profile — Light Engineering (Nut, Bolt, Washer, Rivets) — https://www.standupmitra.in/Default/ViewFile/?id=1518693318506_LIGHT%20ENGINEERING.docx&path=ProjectProfile
- World Customs Organization – HS Nomenclature 2022 edition — https://www.wcoomd.org/en/topics/nomenclature/instrument-and-tools/hs-nomenclature-2022-edition/hs-nomenclature-2022-edition.aspx
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.