Detailed Project Report
Plastic Moulded Briefcases and Luggage
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹56.54 L
- Term loan from bank
- ₹50.89 L
- Promoter’s contribution
- ₹5.65 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-14.33 L
- Average DSCR
- -0.42
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Injection-mould HDPE or PP shells and fit locks and handles to make briefcases and suitcases.
| Main product or service | Plastic Moulded Briefcases and Luggage |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Travellers, office-goers and students
- Corporate and institutional buyers
- Luggage dealers and stores
- Wholesalers in market towns
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Injection-moulding machine, 350-tonne clamping force | 1 | 44,75,000 | 44,75,000 |
| Set of moulds (× 1 set) | 1 | 8,00,000 | 8,00,000 |
| Scrap grinder | 1 | 50,000 | 50,000 |
| Dry colour mixer | 1 | 30,000 | 30,000 |
| Air compressor | 1 | 15,000 | 15,000 |
| Mould lifting equipment | 1 | 15,000 | 15,000 |
| Total | 53,85,000 |
Pre-filled from: DC-MSME project profile — Plastic Moulded Luggage; World Customs Organization – HS Nomenclature 2022, Chapter 42. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- HDPE / PP granules — 3,800 kg a month at ₹50 a kg in the report
- Metal fittings, locks and rexene — ₹125 a piece for 5,600 pieces a month incl. wastage
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 53.85 |
| Contingency | 2.69 |
| Total fixed capital | 56.54 |
| Working capital margin | 0.00 |
| Total project cost | 56.54 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 5.65 | 10.0 |
| Term loan from bank | 50.89 | 90.0 |
| Total | 56.54 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 1.13 | 1.13 | 1.13 | 1.13 | 1.13 | 1.13 | 1.13 |
| Insurance | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 |
| Total cost of operations | 4.29 | 4.29 | 4.29 | 4.29 | 4.29 | 4.29 | 4.29 |
| Operating profit (EBITDA) | -4.29 | -4.29 | -4.29 | -4.29 | -4.29 | -4.29 | -4.29 |
| Depreciation | 8.48 | 7.21 | 6.13 | 5.21 | 4.43 | 3.76 | 3.20 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 5.51 | 4.77 | 3.91 | 3.05 | 2.19 | 1.33 | 0.47 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -18.28 | -16.28 | -14.33 | -12.55 | -10.91 | -9.38 | -7.96 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -18.28 | -16.28 | -14.33 | -12.55 | -10.91 | -9.38 | -7.96 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -18.28 | -16.28 | -14.33 | -12.55 | -10.91 | -9.38 | -7.96 |
| Depreciation | 8.48 | 7.21 | 6.13 | 5.21 | 4.43 | 3.76 | 3.20 |
| Cash accruals (PAT + depreciation) | -9.80 | -9.07 | -8.20 | -7.34 | -6.48 | -5.62 | -4.76 |
| Term loan repaid | 3.91 | 7.83 | 7.83 | 7.83 | 7.83 | 7.83 | 7.83 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -13.72 | -16.89 | -16.03 | -15.17 | -14.31 | -13.45 | -12.59 |
| Cash and bank | -13.72 | -30.61 | -46.64 | -61.82 | -76.13 | -89.58 | -102.17 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 | 5.65 |
| Reserves and surplus | -18.28 | -34.56 | -48.89 | -61.44 | -72.35 | -81.74 | -89.70 |
| Term loan outstanding | 46.97 | 39.14 | 31.32 | 23.49 | 15.66 | 7.83 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 34.35 | 10.24 | -11.92 | -32.30 | -51.04 | -68.25 | -84.04 |
| Net fixed assets | 48.06 | 40.85 | 34.72 | 29.52 | 25.09 | 21.32 | 18.13 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -13.72 | -30.61 | -46.64 | -61.82 | -76.13 | -89.58 | -102.17 |
| Total assets | 34.35 | 10.24 | -11.92 | -32.30 | -51.04 | -68.25 | -84.04 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.46 | -0.34 | -0.37 | -0.39 | -0.43 | -0.47 | -0.52 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.42 |
|---|---|
| Lowest DSCR | -0.52 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 8.48 | 7.21 | 6.13 | 5.21 | 4.43 | 3.76 | 3.20 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 50.89 | 5.51 | 3.91 | 46.97 |
| 2 | 46.97 | 4.77 | 7.83 | 39.14 |
| 3 | 39.14 | 3.91 | 7.83 | 31.32 |
| 4 | 31.32 | 3.05 | 7.83 | 23.49 |
| 5 | 23.49 | 2.19 | 7.83 | 15.66 |
| 6 | 15.66 | 1.33 | 7.83 | 7.83 |
| 7 | 7.83 | 0.47 | 7.83 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- State Pollution Control Board consent to establish and operate, where the state requires it
- Factory licence if your worker count crosses the Factories Act limit
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- DC-MSME project profile — Plastic Moulded Luggage — https://www.dcmsme.gov.in/publications/pmryprof/chemical/ch18.pdf
- World Customs Organization – HS Nomenclature 2022, Chapter 42 — https://www.wcoomd.org/-/media/wco/public/global/pdf/topics/nomenclature/instruments-and-tools/hs-nomenclature-2022/2022/0842_2022e.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.