Detailed Project Report
Snack Seasoning Blends
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹13.78 L
- Term loan from bank
- ₹12.40 L
- Promoter’s contribution
- ₹1.38 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-5.67 L
- Average DSCR
- -1.31
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Blend salt, sugar, cheese, tomato, onion, garlic and spice powders into flavour seasonings for chips, popcorn, pizza and pasta.
| Main product or service | Snack Seasoning Blends |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Potato chips, namkeen and popcorn makers
- Restaurants and pizza and pasta outlets
- Nut and meat-snack makers
- Direct supply to snack factories in large bags
- Small 25–50 g packs to restaurants
- Food ingredient distributors
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Automatic online twin-drum seasoning machine | 1 | 8,00,000 | 8,00,000 |
| Pulveriser / grinder | 1 | 1,50,000 | 1,50,000 |
| Storage tanks for raw materials and finished goods (× 10) | 1 | 12,000 | 12,000 |
| Packing, filling and sealing machine (× 2) | 1 | 2,00,000 | 2,00,000 |
| Weighing scale (× 2) | 1 | 20,000 | 20,000 |
| Material handling equipment (× lump sum) | 1 | 80,000 | 80,000 |
| Miscellaneous tools (× lump sum) | 1 | 50,000 | 50,000 |
| Total | 13,12,000 |
Pre-filled from: SIDBI Stand-Up Mitra project profile — Seasonings for Snacks; World Customs Organization – HS Nomenclature 2022, Chapter 21. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Salt and sugar — the base of every seasoning
- Maltodextrin, dextrose, monosodium glutamate and yeast extract — carriers and flavour boosters
- Onion, garlic, tomato, sour cream and cheese powders; spices — used as per the flavour recipe
- Acids and flavours: citric, lactic, sodium diacetate, vinegar, tamarind, natural and artificial flavours — for sour and tangy flavours
- Food-grade HDPE and paper bags — packing
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 13.12 |
| Contingency | 0.66 |
| Total fixed capital | 13.78 |
| Working capital margin | 0.00 |
| Total project cost | 13.78 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.38 | 10.0 |
| Term loan from bank | 12.40 | 90.0 |
| Total | 13.78 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 |
| Insurance | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
| Total cost of operations | 3.22 | 3.22 | 3.22 | 3.22 | 3.22 | 3.22 | 3.22 |
| Operating profit (EBITDA) | -3.22 | -3.22 | -3.22 | -3.22 | -3.22 | -3.22 | -3.22 |
| Depreciation | 2.07 | 1.76 | 1.49 | 1.27 | 1.08 | 0.92 | 0.78 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 1.34 | 1.16 | 0.95 | 0.74 | 0.53 | 0.32 | 0.11 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -6.63 | -6.14 | -5.67 | -5.24 | -4.84 | -4.46 | -4.12 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -6.63 | -6.14 | -5.67 | -5.24 | -4.84 | -4.46 | -4.12 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -6.63 | -6.14 | -5.67 | -5.24 | -4.84 | -4.46 | -4.12 |
| Depreciation | 2.07 | 1.76 | 1.49 | 1.27 | 1.08 | 0.92 | 0.78 |
| Cash accruals (PAT + depreciation) | -4.57 | -4.39 | -4.18 | -3.97 | -3.76 | -3.55 | -3.34 |
| Term loan repaid | 0.95 | 1.91 | 1.91 | 1.91 | 1.91 | 1.91 | 1.91 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -5.52 | -6.29 | -6.08 | -5.87 | -5.67 | -5.46 | -5.25 |
| Cash and bank | -5.52 | -11.81 | -17.90 | -23.77 | -29.44 | -34.89 | -40.14 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 1.38 | 1.38 | 1.38 | 1.38 | 1.38 | 1.38 | 1.38 |
| Reserves and surplus | -6.63 | -12.78 | -18.45 | -23.68 | -28.52 | -32.98 | -37.10 |
| Term loan outstanding | 11.44 | 9.54 | 7.63 | 5.72 | 3.81 | 1.91 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 6.19 | -1.86 | -9.44 | -16.58 | -23.33 | -29.70 | -35.72 |
| Net fixed assets | 11.71 | 9.95 | 8.46 | 7.19 | 6.11 | 5.20 | 4.42 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -5.52 | -11.81 | -17.90 | -23.77 | -29.44 | -34.89 | -40.14 |
| Total assets | 6.19 | -1.86 | -9.44 | -16.58 | -23.33 | -29.70 | -35.72 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.40 | -1.05 | -1.13 | -1.22 | -1.32 | -1.45 | -1.60 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -1.31 |
|---|---|
| Lowest DSCR | -1.60 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 2.07 | 1.76 | 1.49 | 1.27 | 1.08 | 0.92 | 0.78 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 12.40 | 1.34 | 0.95 | 11.44 |
| 2 | 11.44 | 1.16 | 1.91 | 9.54 |
| 3 | 9.54 | 0.95 | 1.91 | 7.63 |
| 4 | 7.63 | 0.74 | 1.91 | 5.72 |
| 5 | 5.72 | 0.53 | 1.91 | 3.81 |
| 6 | 3.81 | 0.32 | 1.91 | 1.91 |
| 7 | 1.91 | 0.11 | 1.91 | 0.00 |
17 Licences and registrations
- FSSAI manufacturing licence
- Udyam registration
- GST registration
- State Pollution Control Board consent (food units are usually green or orange category)
- Legal Metrology registration for packaged goods
- Factory licence if your worker count crosses the Factories Act limit
18 Government schemes that may apply
- PM Formalisation of Micro Food Processing Enterprises (PM FME)
- Stand-Up India
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- SIDBI Stand-Up Mitra project profile — Seasonings for Snacks — https://www.standupmitra.in/Default/ViewFile/?id=1521284159649_Seasonings%20for%20Snacks.docx&path=ProjectProfile
- World Customs Organization – HS Nomenclature 2022, Chapter 21 — https://www.wcoomd.org/-/media/wco/public/global/pdf/topics/nomenclature/instruments-and-tools/hs-nomenclature-2022/2022/0421_2022e.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.