Detailed Project Report
Rice Noodles Unit (Sticky Rice)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹18.17 L
- Term loan from bank
- ₹11.81 L
- Promoter’s contribution
- ₹1.82 L
- Subsidy
- ₹4.54 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-6.21 L
- Average DSCR
- -1.42
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Make gluten-free noodles from sticky (glutinous) rice flour — steamed, sheeted, cut, fried and packed.
| Main product or service | Rice Noodles Unit (Sticky Rice) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Restaurants serving Asian food
- Grocery and modern retail stores
- Gluten-free and health-food buyers
- Households in sticky-rice regions
- Distributors to modern retail
- Direct supply to restaurants
- Online sales
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Vibrating grain separator | 1 | 1,45,000 | 1,45,000 |
| Rice flour mill | 1 | 2,45,000 | 2,45,000 |
| Planetary mixer (× 2) | 1 | 1,10,000 | 1,10,000 |
| Noodle sheeter and cutter | 1 | 90,000 | 90,000 |
| Noodle frying machine | 1 | 4,70,000 | 4,70,000 |
| Freezing machine | 1 | 2,20,000 | 2,20,000 |
| Packaging machine | 1 | 1,50,000 | 1,50,000 |
| Bins, trolley, conveyor, silos, weighing machine | 1 | 3,00,000 | 3,00,000 |
| Total | 17,30,000 |
Pre-filled from: NIFTEM-K project profile — Sticky Rice Noodles Unit (PMFME model DPR); DGFT – ITC(HS) 2018, Schedule 2: Export Policy. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Sticky (glutinous) rice — main raw material; quality checked on arrival, stored to avoid sprouting
- Starch water and oil — oil for frying; minor improvers and antioxidants
- Packing material — 1 kg packets
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 17.30 |
| Contingency | 0.87 |
| Total fixed capital | 18.17 |
| Working capital margin | 0.00 |
| Total project cost | 18.17 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.82 | 10.0 |
| Subsidy | 4.54 | 25.0 |
| Term loan from bank | 11.81 | 65.0 |
| Total | 18.17 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.36 | 0.36 | 0.36 | 0.36 | 0.36 | 0.36 | 0.36 |
| Insurance | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 |
| Total cost of operations | 3.33 | 3.33 | 3.33 | 3.33 | 3.33 | 3.33 | 3.33 |
| Operating profit (EBITDA) | -3.33 | -3.33 | -3.33 | -3.33 | -3.33 | -3.33 | -3.33 |
| Depreciation | 2.72 | 2.32 | 1.97 | 1.67 | 1.42 | 1.21 | 1.03 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 1.28 | 1.11 | 0.91 | 0.71 | 0.51 | 0.31 | 0.11 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -7.34 | -6.76 | -6.21 | -5.72 | -5.26 | -4.85 | -4.47 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -7.34 | -6.76 | -6.21 | -5.72 | -5.26 | -4.85 | -4.47 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -7.34 | -6.76 | -6.21 | -5.72 | -5.26 | -4.85 | -4.47 |
| Depreciation | 2.72 | 2.32 | 1.97 | 1.67 | 1.42 | 1.21 | 1.03 |
| Cash accruals (PAT + depreciation) | -4.61 | -4.44 | -4.24 | -4.04 | -3.84 | -3.64 | -3.44 |
| Term loan repaid | 0.91 | 1.82 | 1.82 | 1.82 | 1.82 | 1.82 | 1.82 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -5.52 | -6.26 | -6.06 | -5.86 | -5.66 | -5.46 | -5.26 |
| Cash and bank | -5.52 | -11.78 | -17.84 | -23.69 | -29.35 | -34.81 | -40.07 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 6.36 | 6.36 | 6.36 | 6.36 | 6.36 | 6.36 | 6.36 |
| Reserves and surplus | -7.34 | -14.09 | -20.30 | -26.02 | -31.28 | -36.14 | -40.61 |
| Term loan outstanding | 10.90 | 9.08 | 7.27 | 5.45 | 3.63 | 1.82 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 9.92 | 1.35 | -6.68 | -14.21 | -21.29 | -27.96 | -34.25 |
| Net fixed assets | 15.44 | 13.12 | 11.16 | 9.48 | 8.06 | 6.85 | 5.82 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -5.52 | -11.78 | -17.84 | -23.69 | -29.35 | -34.81 | -40.07 |
| Total assets | 9.92 | 1.35 | -6.68 | -14.21 | -21.29 | -27.96 | -34.25 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.53 | -1.14 | -1.22 | -1.32 | -1.43 | -1.57 | -1.73 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -1.42 |
|---|---|
| Lowest DSCR | -1.73 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 2.72 | 2.32 | 1.97 | 1.67 | 1.42 | 1.21 | 1.03 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 11.81 | 1.28 | 0.91 | 10.90 |
| 2 | 10.90 | 1.11 | 1.82 | 9.08 |
| 3 | 9.08 | 0.91 | 1.82 | 7.27 |
| 4 | 7.27 | 0.71 | 1.82 | 5.45 |
| 5 | 5.45 | 0.51 | 1.82 | 3.63 |
| 6 | 3.63 | 0.31 | 1.82 | 1.82 |
| 7 | 1.82 | 0.11 | 1.82 | 0.00 |
17 Licences and registrations
- FSSAI licence
- Udyam
- GST
- Legal Metrology registration for packed goods
- Fire NOC and State Pollution Control Board consent as required
18 Government schemes that may apply
- PM Formalisation of Micro Food Processing Enterprises (PM FME)
- Prime Minister's Employment Generation Programme (PMEGP)
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
19 Sources
- NIFTEM-K project profile — Sticky Rice Noodles Unit (PMFME model DPR) — https://niftem.ac.in/newsite/pmfme/wp-content/uploads/2022/07/ssricedpr.pdf
- DGFT – ITC(HS) 2018, Schedule 2: Export Policy — https://content.dgft.gov.in/Website/dgftprod/64c14faa-53ac-4387-bcf3-d355fee40bc8/Schedule%202%20-%20Export%20Policy%20New.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.