§1What this business is

Working parents leave children aged 3 months to 4 years at the crèche in the morning and collect them in the evening; older children also come after school. Staff clean, bathe, feed, teach and entertain the children. Milk and food are mostly sent by parents, but the centre can supply them too. The profile assumes about 100 children paying ₹600 a month, which gives receipts of ₹7,20,000 a year. Timings are set by the parents' needs, for example 7 am to 6 pm.

Capacity: About 100 children a month at ₹600 per child; annual receipts ₹7,20,000.

§2Is it right for you?

Who it is for

A patient person, often a woman with teaching or child-care experience, living near offices or a residential colony.

Who it is not for

Anyone who cannot be present all day or does not enjoy working with infants.

Advantages

  • Working couples in towns need day care every working day
  • Low start-up cost; no costly machines
  • Monthly fees give steady income
  • Can be run from a rented house

Drawbacks

  • Full responsibility for the safety of very small children
  • Long hours, from early morning to evening
  • Parents leave quickly if trust is broken once

Skills you need

  • Infant care, hygiene and feeding
  • First aid for children
  • Play-way teaching
  • Dealing with parents

Why difficulty 2/5: Simple to set up, but child safety needs constant care.

§3Market

Who buys

  • Working couples with children aged 3 months to 4 years
  • Parents who need after-school care

How it sells

  • Monthly enrolment at the centre
  • Word of mouth in nearby offices and housing colonies

Good to know

  • The profile charges ₹600 per child per month for about 100 children.

§4Raw material & machinery

ItemQtyCost
Beds and bedding20 sets₹1,08,000
Utensils for children20 sets₹24,000
Water purifier1₹9,000
Television1₹16,800
Gas cylinder and burner1₹4,800
Swings and toys—₹12,000

From: Ganjam district (Government of Odisha) sample project profile — Creche

  • Milk, milk powder and sugar₹55,000 for 3 months in the profile
  • Books, chalk and crayonsbought in the local market

From: Ganjam district (Government of Odisha) sample project profile — Creche

§5Licences & registration

  1. Udyam registration
  2. Trade licence / Shop and Establishment registration
  3. Fire and building safety clearance from the local body where it applies
  4. FSSAI registration if the centre cooks and serves food

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§6Schemes & subsidies

A small project like this fits a MUDRA loan (Shishu up to ₹50,000, Kishore up to ₹5 lakh). PMEGP can give a subsidy on service units up to ₹20 lakh, and CGTMSE lets the bank lend without collateral.

§7Money

How the investment is worked out: Fixed assets ₹2,55,200 (equipment ₹2,24,400 — 20 sets of beds ₹1,08,000, utensils, water purifier, TV, toys, swings, chairs; electrification ₹5,300; pre-operative ₹5,500; other fixed assets ₹22,000) + working capital for 3 months ₹1,32,000 = ₹3,87,200. Premises are rented.

Working capital: 3 months of working capital ₹1,32,000: milk, books and supplies ₹66,000, salaries ₹33,000, utilities ₹3,300, other expenses ₹29,700.

Year not printed on the profile; its text cites 2009-10 figures, so the prices are old — check current costs.

How to prepare a loan file

§8Export potential

A local service; there is no goods export in this business.

§9Risks — where people fail

  • A child falling ill or getting hurt at the centre
  • Infections spreading among children
  • Trained staff leaving

§1030 / 60 / 90-day plan

A general plan that applies to any business. A plan for this business will be added after research.

  1. Days 1–30: Visit a working crèche (child day-care centre) unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
  2. Days 31–60: Udyam and the licences you need (Udyam registration, Trade licence / Shop and Establishment registration), a project report (DPR), and the scheme or loan file.
  3. Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.

§11Who to connect with

§12Watch

There is no episode on this business yet. Shows are coming soon on the Podcast page.

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Sources

  1. Ganjam district (Government of Odisha) sample project profile — Creche

Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.