Potato Chips and Wafers · Kerala

What it takes to start potato chips and wafers in Kerala: today’s cost, the central and state subsidy, where the work already happens and who can help.

cost in the report: ₹3.4 lakh
priced in: ≤ 2009
in today’s money (estimate): at least ₹7 lakh

Subsidy you could get here

What you could get

PMEGP margin money (central)25% of project cost, kept in your loan account for 3 years. Your own share: ₹69,500.₹1.74 lakh

State capital subsidy — Kerala15% of machines and building · Start-up support (50% of eligible support, up to ₹3 lakh) at loan sanction for units with a term loan; investment support after commercial production (apply within 1 year). Unit must run 5 years. Overall cap ₹40 lakh per enterprise, including top-ups (+10% each for priority sectors and new technology, up to ₹10 lakh each).₹62,550

State interest help (over the years)6% × 5 years · on a loan of about ₹6.25 lakhKELS / One Family One Enterprise: subvention of up to 6% so the effective rate is 4%, on term and working capital loans up to ₹10 lakh, for 5 years. Manufacturing, service and trading units set up from 1 Apr 2022.₹1.88 lakh

Up to, if every scheme applies₹4.24 lakh

These are separate schemes with their own rules. Many states do not pay their capital subsidy on the same cost that PMEGP already covers, and every subsidy is paid only after approval. Confirm the combination at your District Industries Centre.

Also in this state

SGST refund: No SGST reimbursement for MSMEs. Large and mega units: 100% SGST on capital investment for 5 years (as printed in the policy; operating rule not read). Source ↗
Stamp duty: Up to 100% stamp duty and registration waiver on land/buildings for manufacturing in government and notified private parks; for women, SC/ST, persons with disability and transgender founders anywhere in the state. Source ↗
Electricity duty: MSMEs: 100% electricity duty exemption for 5 years. No power tariff subsidy. Source ↗
Margin Money Grant to Nano Units: New nano units with project cost up to ₹10 lakh and at least 40% bank loan: grant 30% up to ₹3 lakh (general) or 40% up to ₹4 lakh (women, youth 18–40, SC/ST, persons with disability, ex-servicemen). Source ↗
MSME Scale Up Mission (Mission 1000): For selected existing MSMEs (3+ years old): capital investment subsidy up to 40%, max ₹2 crore; working capital interest subvention up to 50%, max ₹50 lakh. New applications in 2026 not confirmed. Source ↗
Quality, IP and Industry 4.0 support (Industrial Policy 2023): Quality certification 50% up to ₹25 lakh a year; IP creation 50% up to ₹30 lakh; Industry 4.0 20% up to ₹25 lakh; SME IPO 50% up to ₹1 crore. Source ↗