§1What this business is
Flour, starch, salt and soda are mixed with water into a batter, poured into heated plates and baked into thin sheets. Cream made from sugar, vegetable fat, essence and colour is spread between sheets to make sandwiches, which are cut and packed.
Capacity: Samadhan: 0.2 tonne a day, 60 tonnes a year (60% in year 1). KVIC big type: 240 tonnes a year.
§2Is it right for you?
Who it is for
A bakery owner or snack distributor who already supplies kirana shops.
Who it is not for
Someone without a distribution network for low-price snacks.
Advantages
- Children's snack with steady demand
- Ingredients are local and cheap
- Simple process — mix, bake, cream, cut, pack
- Can start small with a manual 6-plate machine
Drawbacks
- Big biscuit brands dominate
- Margins are thin at larger scale (KVIC)
- Wafers go soft if packing is poor
- Sugar and fat prices move
Skills you need
- Batter and baking control
- Cream recipe and flavours
- Food hygiene
- Low-cost packing and distribution
Why difficulty 2/5: Easy to make; the challenge is selling against big brands.
§3Market
Who buys
- Children and families
- Tea stalls and canteens
How it sells
- Kirana and general stores
- Snack distributors
- Bakery shops
Good to know
- The KVIC profile notes India is among the top five biscuit makers in the world and that biscuits are eaten by all age groups.
§4Raw material & machinery
| Item | Qty | Cost |
|---|---|---|
| Manual wafer biscuit machine, 6 plates, with creaming, cutting and support tables (25–30 kg an hour, 15 kW) | 1 | ₹2,75,000 |
| Butter mixing machine (7–30 kg an hour, 2 kW) | 1 | ₹35,000 |
| Sugar grinding machine (30–50 kg an hour) | 1 | ₹35,000 |
| Planetary mixer (3 speed, 25 kg an hour, 2 kW) | 1 | ₹45,000 |
| Sealing (packaging) machine, 1 kW | 1 | ₹15,000 |
| Working tables, weighing balance, aluminium vessels and utensils | 1 lot | ₹20,000 |
| Miscellaneous tools | 1 | ₹50,000 |
| KVIC set: 50 kg/hour wafer machine, 40 kg mixer, 50 kg grinder, 50 kg/hour planetary mixer, scales, bag sealer, tables and SS utensils | total | ₹11,00,000 |
From: PMEGP sample project report — Wafer Biscuit (prepared by Udyami/Samadhan) · KVIC Project Profile — Wafer Biscuits Big Type (PMEGP)
- Wheat flour (maida)main ingredient
- Starch, vegetable fat, sugar, salt, soda, colours and flavoursSamadhan averages all raw material at ₹70,000 a tonne
- All raw material for 240 tonnes₹60.00 L a year in the KVIC profile
From: PMEGP sample project report — Wafer Biscuit (prepared by Udyami/Samadhan) · KVIC Project Profile — Wafer Biscuits Big Type (PMEGP)
In our raw material database
§5Licences & registration
- FSSAI licence or registration
- Udyam registration
- GST
- Legal Metrology packer registration for packaged goods
- Trademark for your brand (optional)
§6Schemes & subsidies
- PMFMECentralUnclear35% subsidy, up to ₹10 lakh
- PMEGPCentralActive15–35% subsidy
- MudraCentralActiveLoan up to ₹20 lakh, no collateral
- CGTMSECentralActiveNo collateral, up to ₹10 crore
PMFME gives a 35% subsidy (up to ₹10 L) for micro food units; PMEGP fits both sizes; MUDRA covers loans up to ₹20 L, enough for the Samadhan size; CGTMSE for collateral-free credit.
§7Money
How the investment is worked out: Min = Samadhan report ₹12.12 L: building (1,000 sq ft) ₹3.00 L, plant & machinery ₹5.17 L, furniture ₹0.30 L, pre-operative ₹0.30 L, working capital ₹3.35 L. Max = KVIC big-type profile ₹20.75 L: work shed 1,500 sq ft on rent ₹3.00 L, equipment ₹11.00 L, working capital ₹6.75 L.
Working capital: Samadhan: working capital ₹3.35 L (bank ₹3.02 L). KVIC: ₹6.75 L, about ₹6.67 L per cycle.
Neither report prints a year — check current machinery prices.
§8Export potential
Export council / board: Not verified yet
- No HS code or export body has been checked against an official list yet.
§9Risks — where people fail
- Price war with branded biscuits
- Soft or broken wafers returned
- Rise in sugar and fat prices
- Food safety checks
§1030 / 60 / 90-day plan
A general plan that applies to any business. A plan for this business will be added after research.
- Days 1–30: Visit a working cream wafer biscuits unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
- Days 31–60: Udyam and the licences you need (FSSAI licence or registration, Udyam registration), a project report (DPR), and the scheme or loan file.
- Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.
§11Who to connect with
Associations, clusters and training institutes — the directory is being built. Connect
§12Watch
There is no episode on this business yet. Shows are coming soon on the Podcast page.
Want to start Cream Wafer Biscuits?
DPR, loan file or registration — ask us on WhatsApp.
¶Sources
- PMEGP sample project report — Wafer Biscuit (prepared by Udyami/Samadhan)
- KVIC Project Profile — Wafer Biscuits Big Type (PMEGP)
Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.