§1Who it is for

  • Manufacturing micro and small enterprises - new/expansion/diversification

Useful if

Bank-funded MSE manufacturers.

Do not spend time on it if

Medium units, traders.

§2Eligibility

Manufacturing MSE

  1. Term loan for new/expansion/diversification
  2. No similar incentive under another state policy

§3Benefits

  • Interest subsidy on term loan: Core 5% (max ₹20 lakh/yr), Intermediate 6% (₹20 lakh/yr), Sub-Prime & Prime 7% (₹25 lakh/yr)

§4Norms — pattern of assistance

  1. +1% for women/SC/Divyang/transgender/ex-servicemen/Agniveer-owned MSEs or JV with foreign investor
  2. Only for 3 years after date of commercial operations, within policy period

§5Documents

Not published

The guideline does not list the documents. Ask the portal or bank before you apply — we do not make up lists.

§6How to apply

  1. 1

    Per scheme guidelines (to be notified)

§7Pros and cons

Merits

  • Higher caps than most states (₹20-25 lakh/yr)

Demerits

  • Only 3 years
  • Medium enterprises not covered

→Related schemes

Need help with HR interest subsidy?

Eligibility check, DPR and application file — ask us on WhatsApp.

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Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. Haryana Progressive MSME & Export Promotion Policy 2026 - Gazette notification 29 Jul 2026

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.