Section 42
Artisans and craftspeople
Potters, weavers, carpenters, smiths and other hand-workers can get training, toolkits, cheap loans and shared workshops. Many craft schemes finished their cycle in March 2026, so check before you apply.
- PM Vishwakarma registrations — the target was reached · 2026
- 30 lakh
- PM Vishwakarma loans sanctioned (worth about ₹5,316 crore, to 15 Sep 2026) · 2026
- 6.19 lakh+
- Artisans who received PM Vishwakarma toolkits · 2026
- 18.16 lakh+
Schemes and loans for you
- PMEGP — for artisans starting their own unitActiveArtisans starting a new unit on their own can use PMEGP, which gives a higher subsidy to special categories and rural units.Subsidy 15–35% of project costDetails →Official page ↗
- Tamil Nadu Kalaignar Kaivinai ThittamActiveA loan-linked subsidy for artisans in Tamil Nadu.25% of the loan, max ₹50,000Details →Official page ↗
- Pradhan Mantri MUDRA Yojana (PMMY)ActiveCollateral-free bank loans for small non-farm businesses in four sizes: Shishu, Kishor, Tarun and Tarun Plus.Up to ₹20 lakh (Tarun Plus only after a Tarun loan is repaid)Details →Official page ↗
- PM VishwakarmaUnclearRecognition, training with a stipend, a toolkit voucher and cheap collateral-free loans for 18 traditional trades. The 30-lakh registration target has been met; whether new registrations are accepted is not stated.Toolkit up to ₹15,000; loans ₹1 lakh + ₹2 lakh at 5%Details →Official page ↗
- SFURTI — traditional industry clustersUnclearMoney to set up a common facility centre and shared machines for a cluster of artisans, through an implementing agency.Up to ₹2.5 crore (up to 500 artisans) or ₹5 crore (more than 500)Details →Official page ↗
- Comprehensive Handicrafts Cluster Development Scheme (CHCDS) and NHDPUnclearHandicraft schemes of the Ministry of Textiles: training, toolkits, design, marketing events and cluster workshops. The guideline period ran to 2025-26 and no extension notice was found.Official page ↗
- Weaver MUDRA (National Handloom Development Programme)UnclearConcessional loans with margin-money help and interest subvention for handloom weavers.Margin money 20% of the loan, max ₹25,000 per weaverDetails →Official page ↗
- Coir Udyami YojanaUnclearCredit-linked subsidy for coir units such as spinning, mats and coir products.40% subsidy; projects up to ₹10 lakh + working capitalDetails →Official page ↗
Business ideas that suit you
- Black Clay Pottery (Flower Pots)from ₹9.4 lakh
- Wooden Toy Making (Lacquer Turned Toys)from ₹11.7 lakh
- Metal Handicraft Unitfrom ₹16.7 lakh
- Hand Block Printing Unit (Printed Suits)from ₹11 lakh
- Banarasi Silk Saree Weavingfrom ₹12 lakh
- Cane Basket Makingfrom ₹12 lakh
- Bamboo Articles and Handicraftsfrom ₹1.9 lakh
- Handmade Carpet Weaving Unitfrom ₹7.3 lakh
- Zari and Silk Embroideryfrom ₹10.8 lakh
- Brass Utensils (Thali Sets)from ₹11.8 lakh
Sources (8)
- PM Vishwakarma — Strengthening Traditional Artisans and Craftspeople (backgrounder, 16 Sep 2026) · 2026
- Ministry of MSME Annual Report 2025-26 · 2026
- National Handicrafts Development Programme (NHDP) and Comprehensive Handicrafts Cluster Development Scheme (CHCDS) guidelines, 2022-23 to 2025-26 · 2024
- myScheme — National Handloom Development Programme: Concessional Credit/Weaver MUDRA Scheme · 2026
- myScheme — Coir Udyami Yojana · 2026
- PMEGP continued over the 15th Finance Commission cycle (special-category subsidy 25% urban / 35% rural) · 2022
- Kalaignar Kaivinai Thittam — scheme page · 2026
- MUDRA — PMMY products (Shishu, Kishor, Tarun, Tarun Plus) · 2026