West Bengal

§1Policies

• West Bengal Incentive Scheme (WBIS) 2026 for MSMEsUnclear01.10.2026 - 30.09.2031 (reported)
• Revocation of WB Incentive Schemes and Obligations Act, 2025ActiveNotified 2025; retrospective
• New West Bengal Industrial Policy (draft, GoM-approved 01.10.2026)Unclear

§2Incentive pattern

§3State schemes

• WBIS 2026UnclearInterest subsidy (micro & small): 25% of annual interest in Zone A; 35% in Zones B and C; 5 years from first disbursement
• WB incentive revocation lawClosedNone - it cancels past, present and future claims under WB Incentive Schemes 1993, 1999, 2000, 2004, 2005 (power intensive), 2008, State Support for…
• Bhabishyat Credit CardUnclearCollateral-free loan up to Rs.5 lakh

More incentives in the policy (5)

Name and benefit are from the policy; the full conditions are not on this page yet — see the policy document.

• Banglashree for MSMEs (Notification 1543/MSMET, 22.07.2020)Zone-wise capital subsidy 10-40%, interest, power, SGST etc.; operative period 01.04.2020-31.03.2025
• Karma Sathi Prakalpa (Notification 1825/MSMET, 09.09.2020)Loan up to Rs.2 lakh with 50% interest subsidy by state
• West Bengal Textile Incentive Scheme 2022Textile-specific incentives; powerloom sub-scheme window closed
• State Approved Industrial Park (SAIP) Scheme 2020Support for private industrial parks
• New West Bengal Industrial Policy (draft)Group of Ministers approved draft on 01.10.2026; Cabinet approval pending; minister indicated employment-linked incentives

§4District zones

In many states the subsidy rate changes with the zone of the district or block.

§5Famous for

• Hooghly riverside jute belt (Titagarh, Jagatdal, Bally, Rishra, Budge Budge)Jute mills making sacking, hessian, yarn and diversified jute products →
• Howrah (Liluah, Belgachia, Bargachia, Jangalpur)Iron foundries, re-rolling mills and light engineering job shops →
• Uluberia (Jadurberia, Banitabla)Feather shuttlecocks for badminton →
• Darjeeling hills (Darjeeling, Kurseong, Mirik)Darjeeling tea — India's first GI-registered product →
• Dooars and Terai tea belt (Jalpaiguri, Alipurduar)Plains CTC tea estates of the Dooars →
• Kolkata Leather Complex, Bantala and Kolkata leather-goods unitsTanneries and leather goods — bags, wallets, belts, gloves →
• Santiniketan–BolpurSantiniketan leather goods with batik-style embossed designs →
• Kolkata hosiery belt (Burrabazar, Howrah, Metiabruz, Dankuni)Hosiery, innerwear and knitted garments sold across India →
• Salt Lake Sector V and New Town (Bidhannagar)IT, IT-enabled services and software exports of eastern India →
• Malda (English Bazar, Kaliachak, Manikchak)Mangoes — Fazli, Laxman Bhog and Himsagar — and mango processing →
• Murshidabad (Mirzapur, Islampur) and Malda mulberry silk beltMulberry silk — Murshidabad silk sarees, garad and korial sarees, Malda silk yarn →
• Shantipur and PhuliaHandloom sarees — Shantipur, Tangail and Jamdani →
• Ghurni, KrishnanagarLifelike clay dolls and figurines →
• Panchmura, Bishnupur and KenjakuraTerracotta horses, Baluchari silk sarees and brass and bell-metal ware →
• Sabang and Pingla (Medinipur)Madurkathi mats woven from mat-sedge →
• Charida, Baghmundi (Purulia)Chhau dance masks →
• Jhalda and Balarampur (Purulia)Lac cultivation and shellac manufacturing →
• Asansol–Raniganj–Durgapur coal and steel beltCoal mining and the Durgapur–Asansol steel and heavy-industry belt →
• Bardhaman (Burdwan) rice bowlRice milling and rice bran oil →

§6Choose your district

For each district: its ODOP product, its subsidy zone and the schemes that run only there.

• AlipurduarWooden Furniture, Plywood & Allied Products, Steel Furniture
• BankuraTerracota, Dokra, Baluchari
• BirbhumSantiniketan Leather goods, Kantha
• Cooch BeharSital pati & its products, Mekhla dress materials
• Dakshin DinajpurWooden Mask & Wall Hanging, Bamboo Craft
• DarjeelingDarjeeling Tea, Orange, Darjeeling Honey
• HooghlyHandloom saree (Dhaniakhali), Costume Jewellery, Chikan Embroidery
• HowrahGems & Jewellery, Engineering Goods
• JalpaiguriTea, Cane Furniture, Wood Carving
• JhargramSal leaf based products, Sabai grass-based Handicraft
• KalimpongOrchid & Flowers, Large Cardamom
• KolkataLeather goods, Kids wear/ Readymade Garments
• MaldaSilk and Silk products, Makhana, Mango and its processed products
• MurshidabadMurshidabad Silk Saree/Scarf, Mango and its processed products
• NadiaTangail, Jamdani Saree & Shantipore Saree, Clay Doll
• North 24 ParganasSteel Furniture, Jute diversified products, Jewllery box
• Paschim BardhamanRefractory bricks & similar refractory ceramics
• Paschim MedinipurPatachitra, Madur (Mat) & Mat products, Fabricated Steel Products
• Purba BardhamanDokra, Rice Bran Oil & De-oiled Rice Bran, Tangail, Jamdani Saree, Sitabhog- Mihidana
• Purba MedinipurProcessed cashew nuts, Patachitra, Human Hair (Washed), Marine Products
• PuruliaLac & Lac Products, Chow Mask
• South 24 ParganasLeather Goods, Marine Products, Sundarban Honey
• Uttar DinajpurTulai Panji Rice (Aromatic Rice), Jute diversified products

§7Focus sectors & ODOP

TextilesLeatherLight engineeringFood processingHandicraftsIT services

§8Why do business here — and why not

¶Still being researched

We could not confirm these points from an official source, so no figure is printed on the page.